Daniela has a choice in how to buy a new car that costs $37,800:

1) she could buy the car outright, paying the cost up front.

2) she could make payments at the end of each month of $880 for 4 years at 5.46% compounded monthly.

What is the present value of each option?

Option 1 present value =\displaystyle = $

Option 2 present value =\displaystyle = $

Which option should Daniela take based on the Discounted Cash Flow Method?